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Greater Boston's Trusted Builder for Whole Home Remodels, Additions, and Custom Homes

Call Us: (781) 475-6644

Financing for Exceptional Renovation
& New Construction Projects

Smiling Honorato Company construction worker in safety gear standing at job site with house under renovation-1

Boston Remodeling and Home Construction Financing Made Simple

Ready for a custom home, ADU, or full remodel, but not ready to refinance your mortgage? Honorato Company offers fast, flexible project-based financing through Enhancify. Explore 30+ construction financing options in just 60 seconds with a soft-pull application.

Why Finance Your Home Construction Project?

In Greater Boston, many homeowners hesitate to refinance their low-rate mortgages, even when they’re ready to build. That’s where our home renovation financing comes in. By offering project-level loans and HELOC alternatives, we make it possible to confidently move forward with high-end builds, additions, and remodels.

Fast & Flexible
  • 60-second application with a soft credit pull, no impact on your score.

  • Compare offers from 30+ lenders, including HELOCs and personal loans.

  • Loan amounts up to $250,000 with terms up to 12 years.

Perfect for Luxury Projects

Clients often use financing for:

  • Full home remodels

  • Luxury additions

  • Basement or garage conversions

  • High-end finishes like wine cellars, gyms, and designer kitchens

Transparent & Secure

Our financing program is clear from the start, with no hidden fees or confusing fine print. Just straightforward options you can trust.

Key Benefits of Construction Financing with Honorato Company 

Honorato Company combines cost-plus contracts with detailed project planning, so you always know exactly what your investment is funding. Every estimate, timeline, and invoice is transparent and tied back to your chosen financing option.
 

Because we manage both the construction and the financing conversation, you don’t need to juggle multiple parties or worry about misalignment. Our team helps you explore offers from 30+ lenders, explains how different terms might impact your budget, and integrates your financing choice into the project schedule. That means you’ll never be caught off guard by payment timing or scope changes, and adjustments flow smoothly into both the contract and your financing plan.

If you’re curious about what costs to expect, our free cost guide can help shed some light on different price ranges. 

Main floor living room with wood flooring in Boston home by Honorato Company

 

Navy blue cabinet wet bar with beverage fridge and modern finishes in Boston, MA

 

white kitchen with pendant lights and subway tile in boston-1

 

Frequently Asked Questions About Financing Boston Area Home Construction Projects

How does Honorato Company’s financing program work?

We partner with Enhancify, a platform that connects homeowners with over 30 lenders offering project-based loans, HELOCs, and personal financing. The application takes just 60 seconds, uses a soft credit pull (so your score isn’t affected), and instantly shows you multiple offers. Once you choose the option that works best for you, we integrate it into your construction plan, so financing and building move in sync.

How much can I finance for a construction project?

Loan amounts are available up to $250,000, with terms up to 12 years. This makes financing a great fit for custom homes, luxury remodels, or additions like ADUs. For larger projects, we can help you combine financing options or explore private lending partnerships to cover the full scope.

Will I need to refinance my mortgage?

No. Instead of refinancing your low-rate mortgage, we offer project-level financing that functions as a separate loan. This gives you the flexibility to invest in your home without disturbing your primary mortgage.

Does financing delay the start of construction?

No. In fact, it helps you start faster. Because you’ll know exactly what funds are available and when, we can move straight into permitting, scheduling, and procurement without financial uncertainty holding things up.

Is contractor financing only for people who can’t afford projects outright?

Not at all. Many of our clients have the means to pay in full but choose financing as a strategic tool. It allows them to keep investments diversified, preserve cash flow, or take advantage of opportunities like travel, business ventures, or real estate. Financing considerations should expand beyond “can you afford it” to how you want to structure your investments.

Modern two-story stucco home with manicured landscaping in Greater Boston
Drone view of Greater Boston area

Where We Work

Honorato Company delivers design-build remodels and construction management services throughout the Greater Boston area, including:

- Lexington, MA
- Newton, MA
- Chestnut Hill, MA
- Brookline, MA
- Winchester, MA
- Natick, MA
- And more!

Don’t see your location? No problem! We are always expanding our reach across the Greater Boston area. Reach out to us here to see if Honoroto Company works in your area.

The First Step Begins Here

Start your dream home on the right foot with our expert guidance and skilled execution. Fill out the short form below and see how we can bring your vision to life, stress-free, on time, and within budget.